With online banking becoming more popular, many traditional banks are now providing services that are accessible through the Internet. We searched for the top three banks that provide the best online services while keeping privacy and security as a main concern.

Here are our picks:

Bank of America

Bank of America is one of the top rated online banking services available. With low fees and an easy to use online interface, Bank of America has a wide range of appeal. Bank of America allows you to check the transaction activity for all of your checking and savings account, including pending transactions, Check Card purchases, ATM visits and direct deposits. You can also review your monthly statements online, and Bank of America provides the option of receiving a statement notification via e-mail as opposed to a paper copy. Bank of America also offers Bill Pay, which allows you to pay as many bills online as you choose for free.

HSBC

In addition to the standard online checking features, HSBC offers an exclusive online savings account. The HSBC online savings programs is currently offering a 4.65% APY, which is one Americas highest savings account rates. The account features free ATM withdrawals and deposits. There are no monthly maintenance fees, and an account can be opened with as little as one dollar. There is no minimum term, and HSBC offers plenty of features. You have access to to your account at any time, and HSBC makes it easy to view or download statements, set up automatic transfers and expanded account security.

Chase

Chase offers a one hundred percent guarantee on any unauthorized online use of your consumer deposit account that is reported within two days of the discovery of this usage. Chase also offers a one percent guarantee on any bills that are paid through Chase Online. In addition to its guarantees, Chase has an online banking platform packed with many features. Chase offers a free online bill pay service, along with the ability to view, save or print images of checks that have been cleared. Chase's online banking is compatible with most Windows and Macintosh operating systems.